January 28, 1863
Snowing. The war is going badly. President Lincoln has a fearful account to render to the country and posterity for his unfaithful stewardship. R. Tolbert calls with an old bill of my son, Jacob, who failed in business some years ago. This was news to me, as to why he had not presented it before this. He now demands back interest on the account. He shall be paid, but I shamed him on the unjustness of conducting his business this way. More talk of our bank going out of business. It would be a sore loss to our country. We are in good shape and have very competent officers. These are times that the selfish try and hide their money, which creates chaos in the business world. When public confidence is gone, years of building has been torn down.